Showing posts with label Obamacare survival guide. Show all posts
Showing posts with label Obamacare survival guide. Show all posts

Thursday, February 14, 2013

Obamacare Punishes Smokers With Big Fees; Ted Cruz, Scott Walker Fire Up Summit



---------- Forwarded message ----------
From: Newsmax.com <newsmax@reply.newsmax.com>
Date: Mon, Jan 28, 2013 at 7:42 AM
Subject: Obamacare Punishes Smokers With Big Fees; Ted Cruz, Scott Walker Fire Up Summit

Breaking News from Newsmax.com

Newsmax at the National Review Summit: Gov. McDonnell, Ted Cruz, Scott Walker, More
ALERT: 'Obamacare Survival Guide' Tops Best-Seller Lists as Massive New Law Begins
Obamacare to Hit Smokers With Huge Penalties
Tina Turner Swaps US Passport for Swiss Citizenship
More Links:
Flu Epidemic Hits U.S. — What You Need to Know About Flu Shots
New Book Reveals How to Turn $10,000 Into $1,162,747
Prostate Size Can Greatly Affect Quality of Life and Sleep. What Size Is Yours? See This Photo.



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Fwd: ObamaCare Book Hits NY Times Best-Seller List, Exposes Dangers of New Law



---------- Forwarded message ----------
From: Newsmax.com <newsmax@reply.newsmax.com>
Date: Thu, Jan 31, 2013 at 1:57 AM
Subject: ObamaCare Book Hits NY Times Best-Seller List, Exposes Dangers of New Law
T



Dear Newsmax Reader,
The ObamaCare Survival Guide – the first real exposé of the massive and intrusive new law – has shot to the top of retailers' best-seller lists.
And now the New York Times just added the ObamaCare Survival Guide to its best-seller list!
It simply can't be ignored . . . with over 100,000 copies sold, the ObamaCare Survival Guide has already been a #1 Amazon best-seller.
This easy-to-read guidebook is just 229 pages – and makes it simple to understand the more than 15,000 pages of law and regulations that make up President Obama's massive healthcare takeover.
In the ObamaCare Survival Guide you'll learn:
  • How currently insured Americans will be affected by rising premium costs and other factors
  • New rules and funding cuts for Medicare
  • Why the "Medicaid" parity will hurt Medicare
  • The new definition of "essential benefits" for insurance policies
  • New protections for the uninsured
  • Hidden fees and levies
  • New taxes for the affluent
  • New requirements and tax credits for small businesses
  • New fees for prescription drug users
  • Individuals' responsibilities and penalties under the new laws
  • How to maximize your healthcare dollar on the new plan
  • The costs to consumers
And much, much more.
Don't wait for ObamaCare to affect you – take steps now to get fully informed!
Get the ObamaCare Survival Guide at bookstores everywhere or Go Here Now for Our Special Offer.
Thank you,
Newsmax.com


newsmax

The ObamaCare Survival Guide . . .
We Read the Law So
You Don't Have To
At over 2,700 pages — with an additional 13,000 pages of regulations — the ObamaCare law is longer than the Bible, with many more rules. Rules that will, in the words of the president, "fundamentally transform" healthcare in America.
ObamaCare Survival Guide
What no one explains is if the transformation will be a good one or a bad one. And that's why the ObamaCare Survival Guide is so important to you right now. It explains the impact ObamaCare will have on you today and in the future.
And what you don't know, can hurt you. For example, can you answer these vital questions?
  1. Do you know how the implementation of ObamaCare will affect your
    relationship with your doctor?
  2. What will happen to your health insurance?
  3. And if you don't have insurance, how will you get it and for what price?
Having trouble with the answers? You aren't alone. But if you care about your health and your family's health, you have three choices:
  • Read and study all 15,700 pages
  • Hire your own, personal ObamaCare lobbyist
  • Buy a copy of the new, ObamaCare Survival Guide: 229 pages of vital information about the law that will govern your healthcare today and tomorrow.
The ObamaCare Survival Guide Has All
You Need to Know About ObamaCare
Naturally, we recommend buying the ObamaCare Survival Guide. Inside you'll find all you need to know about the 500 provisions in the Affordable Care Act — a law that for the first time in our nation's history puts the government in nominal charge of 15 percent of the nation's Gross Domestic Product.
Most important, you'll get practical consumer advice on how to take advantage of the benefits and protect yourself from the disadvantages of this new law.
Advice that comes without political spin either for or against ObamaCare. As Jack Webb said, you get "Just the facts, ma'am."
The following highlights only a very few of the multitude of topics contained within the ObamaCare Survival Guide.
  • Why insurance premiums are already skyrocketing and will continue to do so
  • The real reason your benefits will shrink if you are on Medicare…and the so-called "Medicaid parity" rule that will affect everyone on Medicare
  • Your 2013 income tax: new threshold for health deductions
  • Uncle Sam decides the "essential benefits" of every insurance policy
  • New health insurance exchanges and what every individual and business must know
  • New ObamaCare capital gains tax which begins in 2013 and adds a 3.8 percent surcharge on certain income groups
  • New excise tax on "Cadillac" health plans — hitting employers with a 40 percent penalty over a certain threshold
  • The good news for seniors: the "donut hole" in Medicare prescription drug coverage will finally be filled
  • Long-term care for the sick won't be covered — steps to take to protect yourself from the coming nursing home explosion
  • Non-compliance waivers: if you run a business that can't afford the new mandate, you may be eligible
  • Health Savings Account changes — including a 20 percent penalty on some health-related purchases
  • The powerful tax credit program for some small businesses
  • Prediction: coming doctor shortage
  • And much, much more!
If You're Over 55, the Medicare
You've Been Counting on Is Not the
Medicare You're Going to Be Getting
ObamaCare's $1 trillion-plus cost has to be paid by someone and seniors have just been presented with the bill. Over the next 10 years, Medicare will be cut $450 billion to reduce the financial impact of ObamaCare.
Your Medicare dollars will be going to a generation that will enjoy benefits you never had. But that's not the worst of it. These cuts will have a direct and obvious impact on you.
The ObamaCare Survival Guide reveals a dirty little secret: the expansion of prescription drug benefits — which the politicians have been so proud of — in no way compensates for the potentially devastating impact of the half billion dollars in cuts to Medicare.
In the chapter titled "Turning the Screws on Medicare," you'll learn just which areas of Medicare will suffer the largest cuts and what steps you can take to protect the quality of your healthcare:
  • How will your personal doctor react to these cuts?
  • If you need home healthcare in the future, will it be there for you?
  • What impact these cuts will have on the quality of healthcare you receive?
  • How the impact of these cuts may mirror the deadly effect similar cuts had on Medicaid.
  • And Obama's shocker: a new rule that puts Medicaid on parity with Medicare, hurting seniors!
Are You Ready for No-Frills Medical
Facilities and Fewer Doctor Visits?
The glowing news coverage of the passage and implementation of ObamaCare often fails to mention the motivation of Obama's top healthcare adviser.
Fortunately, the ObamaCare Survival Guide goes behind the scenes to reveal Dr. Ezekiel Emanuel's medical philosophy on healthcare cost cutting, which can be summed up in one word: "overutilization."
What does this mean to you?
It means Dr. Emanuel wants seniors to give up access to specialist care, be ready to tolerate utilitarian medical facilities, and generally visit the doctor less often.
This is not what most Americans see when they think of Medicare benefits and the ObamaCare Survival Guide is there to help. You'll learn:
  • The danger signs of reduced care
  • The tests and procedures you are guaranteed by ObamaCare
  • Which preventive medicine and tests to insist upon
Do You Know How to Take Advantage of the
Medical Procedures They Forgot to Remove?
ObamaCare news is not all bad for seniors.
There are positive developments in the passage of ObamaCare and once again, the ObamaCare Survival Guide is the place to find them.
The Guide lists all the valuable tests and preventive medical procedures that are absolutely free and without a co-pay.
What's more, you'll discover new benefits — all without co-pay — that somehow made it into the new law. And you'll even be introduced to the little-known U.S. Preventive Services Task Force that will have a tremendous amount of influence on deciding which free tests and procedures will be added in the future.
Are You Certain Your Retiree Prescription
Drug Benefits Won't Disappear?
Large employers are expected to continue offering health insurance and drug coverage for employees as a means of competing with rival employers.
But what about retirees? You represent a growing cost for companies and competitors aren't trying to hire you away. Any money your former employer can save by squeezing your retiree benefits goes right to the bottom line.
And that's not a comforting thought.
And it's why the ObamaCare Survival Guide reveals what your options are and how you can survive if your retiree drug benefits are terminated.
What's a Medicare Pilot Program and
How Can You Benefit?
ObamaCare is the largest medical experiment in the nation's history, but becoming a guinea pig could be to your advantage.
Surprisingly enough, one test program has the potential to return the house call to modern medicine, while another is designed to cut down on hospital readmission rates.
Will the concept of "bundled payments" be good for your healthcare or bad? And what about "Accountable Care Organizations?"
The ObamaCare Survival Guide explains these concepts and more and this new knowledge will give you the insight to decide if you want to participate or avoid these medical pilot programs.
Are You One of the 7 Million Medicare Advantage Participants at Risk of Losing Their Coverage?
Do you think this can't happen to you? That's certainly what the 22,000 New England members of the Harvard Pilgrim Health Care Medicare Advantage program thought, too.
Until the day Harvard Pilgrim pulled the plug and left them without coverage.
One of the facts we weren't told is passage of ObamaCare resulted in payment cuts to Medicare Advantage managed-care plans. As a result, some insurance companies are dropping out of the program altogether while other companies are cutting benefits and raising rates.
The ObamaCare Survival Guide can help you predict if your plan will be affected. You can prepare for:
  • Reductions in the number of plans
  • Reductions in the number of patients your doctor sees
  • Cuts in your monthly benefit
  • Increases in your insurance rates
With the ObamaCare Survival Guide you won't be caught off guard.
Are You Prepared for Means Testing? The Double Whammy for Retirees Who Planned Ahead.
Before ObamaCare was passed, your age qualified you for Medicare benefits regardless of income or savings. But now, that's changed and for retirees who planned for retirement by building up a nest egg, the change is not for the better.
In fact, means testing will not only apply to basic Medicare, it will also apply to prescription drug coverage, which makes it a double whammy.
Under ObamaCare, if your retirement income is above a certain level for individuals or couples, you will have to pay more and keep paying more.
The ObamaCare Survival Guide warns you about the coming effect of means testing and gives you income guidelines that you can use in planning your retirement.
At only $4.95 with our special offer the ObamaCare Survival Guide is packed with information that will pay for itself many times over.
For less than you pay for a cup of designer coffee you can have crucial healthcare information at your fingertips when you open your new copy of the ObamaCare Survival Guide.
Its 229 fact-filled pages are written in a consumer-friendly style that avoids jargon and bureaucrat-speak. The Guide has a comprehensive table of contents and an extensive index so you can quickly and easily refer back to it in the future.
What's more, it's written by Nick J. Tate, an award-winning journalist and editor formerly with the Harvard School of Public Health.
Order Today and Get Two BONUS Gifts!
Along with your copy of the ObamaCare Survival Guide, you will also receive two issues of Health Radar. This is our popular monthly health newsletter that concentrates on delivering the best medical advancements and wellness tips from both conventional and alternative medicine in a simple, easy-to-read format.
Health Radar Health Radar is packed with advice from guest medical experts offering you terrific ways to stay happy and healthy — and help you fight back against health issues that include: cancer, memory loss, Alzheimer's, arthritis, heart disease, depression and many others.
Health Radar is full of simple strategies to:
  • Help eliminate your health worries
  • Keep you out of the hospital and your
    doctor's office
  • Protect you from unnecessary treatments, dangerous pills and procedures and sky-high medical costs
  • And add many years of robust health and vitality to your life —
    and the lives of your loved ones
Gift #2: 3 Months of Newsmax Magazine
This alone is a value of $15, which more than offsets the cost of $4.95 for the ObamaCare Survival Guide with this special offer.
Newsmax magazineWhat's more, in Newsmax magazine you'll get the real truth behind major issues — from ObamaCare to unemployment, gas prices, terrorism, and beyond.
Each month, Newsmax magazine brings you special commentaries from Bill O'Reilly, David Limbaugh, Ben Stein, George Will, Dr. Laura Schlessinger, John Stossel, Michael Reagan, and many others.
Nationally syndicated radio host Michael Reagan, son of the late President Reagan, says: "I guarantee that you'll love Newsmax magazine."
More than 1 million Americans already read Newsmax — and now you can join them at no cost.
Newsmax magazine will keep you informed on vital issues regarding our economy, national security, investing, and more. You'll even get daily breaking email alerts to keep you far ahead of the political curve.
Right now you can lock in your own copy of the ObamaCare Survival Guide for just $4.95 (plus s/h) with this offer, along with two issues at NO COST of Health Radar and three issues of Newsmax magazine. Shipping for everything is only $3.95.
Here's the ObamaCare Survival Guide
No-Risk Guarantee
If you don't find the ObamaCare Survival Guide a one-stop resource for information regarding how ObamaCare will affect your healthcare, then Newsmax will refund every cent — no questions asked — within the first 90 days of your order.
We can offer this iron-clad guarantee because we are certain the $4.95 you spend on this ObamaCare Survival Guide offer is money you won't regret spending.
Don't delay. Order today.
The ObamaCare Survival Guide, two months of Health Radar, and three months to Newsmax magazine all for only $4.95 with this special offer. It's a price and an offer you simply can't beat.
Please, don't miss this opportunity to prepare yourself and your family for the advent of the law that fundamentally changes healthcare in America.


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    --
    Jorge U. Saguinsin
    To "be the best, do your best, expect the best" always

    Thursday, October 11, 2012

    ObamaCare: Frightening Facts Revealed. What You Need to Know



    ---------- Forwarded message ----------
    From: Moneynews.com <newsmax@reply.newsmax.com>
    Date: Sun, Oct 7, 2012 at 7:16 PM
    Subject: ObamaCare: Frightening Facts Revealed. What You Need to Know
    To: "jorge.saguinsin@gmail.com" <jorge.saguinsin@gmail.com>




    Dear Moneynews Reader:
    ObamaCare took center stage at the first presidential debate.
    Mitt Romney won the debate after he exposed the perils of the massive healthcare program to the American people. His argument was so compelling, he'll likely hammer ObamaCare again on the campaign trail and future debates.
    ObamaCare is expensive. It hurts families. It hurts seniors.
    Already, parts of the 2,700-page law have taken effect and major provisions will begin in three months no matter who wins the presidential election.
    Are you prepared for the massive changes ObamaCare will impose upon you and your healthcare?
    Do you know about the new rules for the insured, seniors, business people, medical professionals — just about anyone the new law affects?
    Humanix Books has just released the first full guide for this massive legislation – the ObamaCare Survival Guide!
    Newsmax calls this book "the essential guide every American needs to read."
    This is a detailed and easy-to-understand 208-page book about the new healthcare law.
    Please get your copy of the ObamaCare Survival Guide by Going Here Now or read more below.
    Thank you,
    Newsmax.com
    newsmax
    5 Ways ObamaCare
    Intentionally Harms You
    And Creates 21 More Problems to
    Degrade the Quality of Your Healthcare
    ObamaCare: 2,700 pages of language so complicated it could take your own team of lawyers to make sense of it . . .
    ObamaCare Survival Guide
    It was passed by Congress, signed into law by President Barack Obama, and now ruled constitutional by the Supreme Court.
    That means ObamaCare — or the Patient Protection and Affordable Care Act as it's officially known — is a reality you're stuck with, even if you never wanted it in the first place.
    ObamaCare will affect every American, yet few Americans understand what these 2,700 pages of legal mumbo-jumbo mean. How will ObamaCare really affect your life, your wallet, and your health?
    Fortunately, now there's help . . . In the ObamaCare Survival Guide, written in simple language by award-winning journalist and health author Nick J. Tate, you'll discover the pitfalls and problems destined to impact your life — starting now.
    These pitfalls include 5 dangerous ways in which ObamaCare sets out to harm you and your family:
    Intentional Pitfall #1: Robbing Peter to Pay Paul
    ObamaCare essentially 'robs Peter to pay Paul'. How?
    Well, if you're a senior, you'll be fleeced by the $716 billion in Medicare cuts designed to substantially fund the ObamaCare plan over the next decade.
    As you'll read in the ObamaCare Survival Guide, the biggest Medicare spending cuts will come in two key areas you need to know about in order to protect yourself.
    And that's just the beginning . . .
    Intentional Pitfall #2: Insurance Companies Free to
    Pass On Increased Costs
    Under the new ObamaCare mandates, insurance companies will have free rein to pass on their increased costs to you in the form of:
    • Higher premiums
    • Higher co-pays
    • Higher deductibles
    There are no specific price controls to keep the insurance industry in check. Even AARP, the powerful lobby representing American seniors, has already increased the health insurance premiums of its employees from 8 to 13%.
    Intentional Pitfall #3: Widespread Doctor Shortage Expected
    While many Americans are unhappy with ObamaCare, doctors have been particularly angry. The earning potential of doctors is expected to dwindle due to lowered payment rates for Medicare, among other things. Up to 40% of physicians could retire or seek a non-clinical or even a non-medical job.
    And with 30 million more Americans on healthcare insurance plans, not only could there be a medical 'brain drain', but also long drives and long waits to see a doctor.
    Intentional Pitfall #4: Delayed Implementation and
    Hundreds of Unwritten Rules
    Shockingly, many of the rules and regulations needed to make the new healthcare system function correctly haven't even been written yet. And as costs inevitably balloon higher than expected, benefits for consumers are likely to degrade significantly, particularly for seniors, the highest users of healthcare services.
    Intentional Pitfall #5: Unelected Government Officials Will
    Have Total Control to Make Decisions about Your Healthcare
    "Healthcare commissars" who don't have to worry about being elected by the American people will have undemocratic, totalitarian powers to cut Medicare spending and make decisions on your behalf as a so-called Independent Payment Advisory Board.
    And this is just the tip of the iceberg . . .
    But in the ObamaCare Survival Guide, you'll find out how to survive the new law without becoming a victim of these 5 pitfalls and 21 more problems affecting your healthcare.
    This new book's publisher, Humanix, wants you to be a more informed healthcare consumer, so you can not only survive ObamaCare, but thrive with it.
    That's why they've allowed our readers to get this $19.95 book — the ObamaCare Survival Guide — for just $4.95 (plus s/h). That's a full $15.00 off its retail price!
    Newsmax Says:

    "The ObamaCare Survival Guide is the first and best road map for you to understand the new law. Every American is affected by ObamaCare — making this book essential to you and your family."

    This book peels back the rosy media cover-up on ObamaCare — and comes to you chock-full of easy-to-understand solutions and sensible consumer advice.
    So whether you're a senior or a small business owner, unemployed, or have a pre-existing condition, this authoritative guidebook will assist you to make better decisions about your healthcare — and the money you spend on your healthcare.
    In the ObamaCare Survival Guide, you'll discover:
    • The ObamaCare 'scorecard': winners and losers under the new rules . . .
    • The real reason why you can expect many of your benefits to shrink if
      you are on Medicare . . .
    • Exactly how the new rules will benefit those with pre-existing
      medical conditions . . .
    • Retired and under 65? Will ObamaCare help or hurt you?
    • How ObamaCare presents a financial windfall for Big Pharma . . .
    • How taxpayers will foot the bill for about half of ObamaCare's funding in the form of new taxes and fees (one 'surtax' in particular threatens American homeowners) . . .
    • 2 reasons why insurance companies welcome ObamaCare,
      despite the new rules imposed on them . . .
    • Finally, a bit of good news for seniors: the 'donut hole' in Medicare prescription
      drug coverage will finally be filled . . .
    • How the new law deals with controversial issues such as coverage
      for abortions and contraceptives . . .
    • Why those with high incomes may save money on their own healthcare plan,
      but will also pay more to help fund healthcare for the rest of the population . . .
    • And much, much more . . .
    Newsmax Health has you covered. In fact, we'll even take it a step further to make sure your health needs are fully met.
    Your FREE Gift With This Offer:
    A Two-Month Trial Subscription to
    Health Radar — a $6.50 Value
    Health Radar
    With or without ObamaCare, your health is your most prized possession.
    So as an added bonus, we want to give you two free months of Health Radar with this offer.
    Health Radar is our popular monthly newsletter that delivers the best medical advancements and wellness tips from the worlds of both conventional and alternative medicine — in an easy to read and apply format.
    In each issue, guest medical experts offer you terrific ways to stay happy and healthy — and help you fight back against health issues that plague you and your loved ones, including cancer, memory loss and Alzheimer's, arthritis, heart disease, depression, and many others.
    Health Radar bulges from cover to cover with simple strategies to:
    • Help eliminate your health worries . . .
    • Keep you out of the hospital and your doctor's office . . .
    • Protect you from unnecessary treatments, dangerous pills and procedures, and sky-high medical costs . . .
    • And add many years of robust health and vitality to your life — and the lives of your loved ones . . .
    And that's not all . . .
    Another FREE Gift With This Offer:
    A Three-Month Trial Subscription to
    Newsmax Magazine — A Value of $9.98!
    2012 will very likely be the most important election ever held.
    So as an extra gift, we're going to equip you with three free months of Newsmax magazine with this offer.
    Newsmax magazine
    You'll get the real truth behind major issues — from ObamaCare to unemployment, gas prices, terrorism, and beyond.
    Each month, Newsmax magazine brings you hard-hitting investigative reports from Washington insider and award-winning journalist Ronald Kessler, and special commentaries from Bill O'Reilly, David Limbaugh, Ben Stein, George Will, Dr. Laura Schlessinger, John Stossel, Michael Reagan and many others.
    Nationally syndicated radio host Michael Reagan, son of the late President Reagan, says: "I guarantee that you'll love Newsmax magazine."
    The Obama/Romney race for the White House is heating up to be one of the most highly contested and controversial political fights in ages — and Newsmax will be there with you every step of the way.
    More than one million Americans already read Newsmax — and now you can join them at no cost.
    Newsmax magazine will keep you informed on the coming election and vital issues on our economy, national security, investing, and more. You'll even get daily breaking email alerts to keep you far ahead of the political curve.
    This offer is too good to last long. Right now you can lock in your own copy of the ObamaCare Survival Guide for just $4.95 (plus s/h), along with two free issues of Health Radar and three free issues of Newsmax magazine. Shipping for everything is only $3.95.
    Just don't delay. We only have 5,000 copies of the ObamaCare Survival Guide available for our 8,000,000 readers. Don't miss out.


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    Jorge U. Saguinsin

    www.cheapcures.blogspot.com

    www.nuideashare.blogspot.com

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    www.twitter.com/cheapcures

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    "Be the best, do your best, expect the best"